UNDERWRITING GUIDELINE: A judgment against one holding only an equitable interest in property as a purchaser may be disregarded and no policy exception is necessary. If the purchaser is to take legal title and owner's policy is to be issued for the purchaser, an exception to the judgment should be set forth in Schedule B.
However, under Section 20-7-1295, a child support lien (Department of Social Services Lien) attached to any interest in real property of the obligor, both legal and equitable. Therefore, any child support liens against a purchaser should be considered as liens attaching to the real property and a Schedule B exception is taken. It is uncertain as to whether Federal or State Tax liens would attach to a purchaser's interest in real property and you should contact the District Office should that issue arise.