CEM

Cemeteries

The Company can insure on land that is used as a cemetery or burial ground if the Company excepts to the dedication or use of the land as a cemetery or burial ground. Similarly if it appears that a portion of the land is a cemetery or burial ground, the Company excepts to the use as a cemetery or burial ground.

Exception

CEMX01 STG

The Land is a Cemetery or Used as a Burial Ground

Any right or claim because of dedication or use of the land as a cemetery, including:
(A) Rights, interests, and easements of any persons who have burial lots, their relatives, and the public in the land.
(B) Easements for visitation, maintenance, use, driveways, and access.

(C) Rights of parties entitled thereto to keep therein the bodies and remains of deceased persons now interred therein. 
Comment: Use this exception if the land is a cemetery or used as a burial ground.

See Underwriting Manual

CEMX02 STG

A Portion of the Land is a Cemetery or Used as a Burial Ground

Any right or claim because of dedication or use of a portion of the land as reflected by ____________ as a cemetery or burial ground, including:
(A) Rights, interests, and easements of any persons who have burial lots, their relatives, and the public in the land.
(B) Easements for visitation, maintenance, use, driveways, and access.

(C). Rights of parties entitled thereto to keep therein the bodies and remains of deceased persons now interred thereon.

Comment: Use this exception if a deed or other instrument or survey indicates that a portion of the land is a cemetery or burial ground. The exception may be modified to refer to the portion used as a cemetery or burial ground.

 

See Underwriting Manual