STR

Streets, Alleys and Roads

The same general considerations for insuring and excepting to easements apply to streets, alleys and roads. If extended coverage is given, and the exception to unrecorded easements is removed, you must consider whether roads exist on the land (e.g., as reflected by a survey). You must consider whether the character of the land demands a broad exception to existing roads (e.g., very large acreage transactions, farms, and ranches). If a known road is vacated, statutory procedure (which may include public notice, appraisal, and payment) must be complied with. The Company customarily excepts to existing utilities in a vacated road. An exception for easements for access in favor of other subdivision owners also may be appropriate.