CLTA "Insuring-Over" Endorsement Guideline 110.2
Explanation:This is the general "insuring-over" endorsement for owner or lender. It is to be used to insure over an exception shown on Schedule B of the policy when no other endorsement is addressed to the specific type of exception and proper approval and/or documentation exist to allow insurance over the said exception.
Underwriting Requirements:This endorsement may be issued after a determination has been made that:
(1) No other filed endorsement addressing a specific type of exception exists for the type of exception being insured over.
(2) Proper authority and/or documentation have been obtained to insure over the specific exception.
(3) The exception must be shown on Schedule B of the policy and this endorsement attached to the policy.
The underwriting guidelines contained herein have been provided for general reference. The facts, circumstances, and location of the subject property should be considered when determining the issuance of the requested form or endorsement. Please note that all of the forms and endorsements included in this system may not be available in all states. Accordingly, please contact the appropriate Stewart Title Guaranty Company underwriting personnel in order to determine availability.
Compliance with the underwriting guidelines contained herein in no way obligates Stewart Title Guaranty Company to issue any form or endorsement.
This guideline applies to the following form(s):None