Bulletin: MA2020005

Date:
April 29, 2020
To:
All Massachusetts Issuing Offices
RE:
UNDERWRITING - Suspension of Deadlines and Extension of Statutes of Limitation

Dear Associates:

This Bulletin revises and replaces Bulletin MA2020001.

On April 1, 2020, the Massachusetts Supreme Judicial Court issued an order regarding court operations and the exigent circumstances created by the COVID-19 (coronavirus) pandemic. On April 27, 2020, the SJC issued an updated order which is effective as of May 4, 2020. The updated order is available for review here: https://www.mass.gov/doc/supreme-judicial-court-updated-order-regarding-court-operations-under-the-exigent-circumstances/download

As with the prior order, the updated order includes three provisions particularly relevant to underwriting issues. The provisions are identified in the order as numbered paragraphs 11, 12, and 13:

11. Statutes of limitation

All statutes of limitation are tolled from March 17, 2020, through May 31, 2020.

12. Deadlines set forth in statutes or court rules, standing orders or guidelines

Unless otherwise ordered by the applicable court, all deadlines set forth in statutes or court rules, standing orders, tracking orders, or guidelines that expired or will expire between March 16, 2020, and June 1, 2020, are tolled until June 1, 2020, and the new deadline in each instance is calculated as follows: determine how many days remained after March 16, 2020, until the original deadline, and that same number of days will remain as of June 1, 2020, until the new deadline. For example, if a rule set a thirty (30) day deadline and twelve (12) days remained after March 16 before that deadline was reached, then twelve (12) days will continue to remain as of June 1, before the new deadline is reached (i.e. June 15, because June 13 is a Saturday). If the thirty (30) day period commenced after March 16, then thirty (30) days remain as of June 1 before the new deadline is reached (i.e. July 1).

13. Court-ordered deadlines in particular cases

Unless otherwise specifically ordered by the applicable court, all deadlines established by a court in a particular case on or before March 16, 2020, that expire between March 16, 2020, and June 1, 2020, are tolled until June 1, 2020. To calculate the new deadline, see the guidance in paragraph 12. Probation termination dates are not tolled by this provision.

As a result of the order, you must take into account the tolling and deadline calculation as set forth in the Court’s order when determining the expiration of any deadlines (such as the time to file an appeal, motion, or a new trial) or the running of any statute of limitation which occurs after March 17, 2020.

This includes, without limitation, the following statutes:

M.G.L c. 230, s. 66 relating to obsolete mortgages (5 years after stated maturity date or, if none, 35 years from date of recording)

M.G.L. c. 190B, s. 3-803 relating to creditor claims against decedent’s estates (1 year from date of death)

M.G.L. c. 236, s. 49A relating to executions (6 years from date of recording levy)

M.G.L. c. 223, s. 114A relating to attachments (6 years from date of recording)

M.G.L. c. 65C, s. 14 relating to MA estate taxes (10 years from date of death)

M.G.L. c. 208, s. 21 relating to judgments of divorce (nisi period of 90 days from date of judgment)

M.G.L. c. 119A, s. 6(b)(3) and (5) relating to child support liens (10 years from date lien was perfected)

You should monitor the Court’s website to determine if the order is extended or further amended. The Court’s COVID-19 updates can be found here: https://www.mass.gov/guides/court-system-response-to-covid-19

If you have any questions relating to this or other bulletins, please contact your Massachusetts Underwriting team at massuwing@stewart.com or 1-800-628-2988.

For on-line viewing of this and other bulletins, please log onto www.vuwriter.com.

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER  AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

References

Bulletins Replaced:
MA2020001 UNDERWRITING - Suspension of Deadlines and Extension of Statutes of Limitation
Related Bulletins:
SLS2020008 UNDERWRITING - Foreclosures, Evictions, and Tolling of Time Limits: The Coronavirus Aid, Relief, and Economic Security Act of 2020, Declarations of State of Emergency, and Other State and Local Orders [Revised 9-3-2020] [Revised 9-14-2020]
Underwriting Manual:
None
Exceptions Manual:
None
Forms:
None