Because of the possibility of human or mechanical error, whether by our sources or by others, Stewart Title Guaranty Company and its affiliated underwriters (defined as “Stewart”) does not guarantee the accuracy, adequacy, or completeness of any information herein. Stewart Title does not make any express or implied warranties with regard to the use or freedom from error of Virtual Underwriter® and shall not be responsible for any errors or omissions or for the results obtained from the use of such information. You should not assume that Virtual Underwriter® is error-free or that it will be suitable for the particular purpose that you have in mind when using it. Any forms, documents, policies, endorsements, annotations, notations, interpretations, or constructions included in Virtual Underwriter® are provided as a convenience and should not be considered as altering or modifying the text of any matter to which they relate. Virtual Underwriter is an informational resource. The information provided should not be relied upon as a definitive basis for interpreting the forms contained herein. Virtual Underwriter® is provided with the understanding that Stewart Title is not engaged in rendering legal, accounting, or other professional advice or services. If legal advice or services or other expert assistance is required, the services of a competent professional person should be sought. The information contained on this website is not a substitute for the advice of an attorney or other professional person. Preparation/facilitation of documents other than by an attorney may constitute the unauthorized practice of law.